保 险 业 词 汇Terms used in insurance industry
accident意外事故险
actuarial method精算法
Advance Loss Profits (ALOP)预期利润损失险，利损险
Advance profit预期利润
broker经纪人
Business Interruption Insurance (BI)营业中断险
captive自保公司
casualty意外伤害险
catastrophe巨灾险
ceding company分出公司
claim索赔
claim settlement理赔
combined ratio综合赔付率
Consequential Loss (CL)后果损失
Contractor's All Risks (CAR)建筑工程一切险（建工险）
cover保障
Delay in completion完工延误
EEI电子设备险
engineering insurance工程保险
Erection All Risks (EAR)安装工程一切险（安工险）
excess of loss cover超额赔偿
EXL protection超赔保障
facultative business临分保
IBRN:Incurred but not reported losses 已发生但未报的损失
IBRN reserveIBRN储备金
indemnity period/limit赔期/期限
inflated claim超额索赔
insurance capacity承保能力
insured property参保物业
Loss of profit利损险
Machinery (Breakdown) Insurance机器（损坏〕险，机损险
mail/sub-contractor主/分承包商
maintenance 保证期
multiple claim多次（重复）索赔
non-life非寿险
officer & director liability雇主保险
outstanding claim reserve未决索赔准备金
peril危险
policy保单
pool联营
possible maximum loss可能的最大损失
premium保费
primary insurance company原保公司、主保险商
principal/employer业主
professional专业险
profit margin利润边际
property财产险
proportional cover比例分保
punitive damage惩罚性损害
rate 费率
reinsurer分保人（分保公司）
reinsurer再保人
reserve准备金
retention自留
return period（巨灾）间隔期
short-tail短尾
solvency margin赔偿能力
standing charges维持费用
subject insured风险标的
sum insured保额
tarrif zone险区
Third Party Liability (TPL)第三者责任险
treaties business合同分保
turnover营业额
underwriting承保
working expenses /cost营业费用
writing承保 |
发表于 2006-6-6 15:13
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发表于 2006-6-7 08:35
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